Ohio Motorcycle Insurance

Why Get Motorcycle Insurance in Ohio
Many people think motorcycle insurance is a waste of money and just isn’t that important. Nothing could be further from the truth. In fact, to legally operate a motorcycle in the state of Ohio you MUST carry at least the required minimum amount of liability coverage. This is for your protection as well as for the safety of the general public. Motorcycle insurance offers policyholders financial protection in the event of an accident. But it also covers the owner if the motorcycle is ever lost, stolen or damaged. Motorcycles, by design, are lightweight and relatively small- making them easy targets for thieves and vandals. Having adequate insurance can save you needless worry. It also lessens the risk of a financial disaster if you are ever involved in a serious accident. Motorcycle insurance is a real bargain when you consider the alternatives.

There are various types of motorcycle insurance available to drivers. In addition to the customary liability coverage, a person can also choose Collision coverage, Comprehensive coverage, Uninsured motorist coverage, and Underinsured motorist coverage. You should familiarize yourself with these different options and choose the ones that are appropriate for you and your personal situation when you formulate your insurance policy.

Motorcycle Riding in Ohio
A Motorcycle is defined by Ohio law as “every motor vehicle equipped with a seat or saddle and designed to travel on not more than three wheels that touches the ground not including tractors”.

In Ohio, motorcyclists are allowed to drive if they have a Class M permit, endorsement, or license. The minimum age requirement to earn a motorcycle permit is 15.5 years old. Additionally, all applicants under the age of 18 must successfully complete an Ohio Motorcycle Basic Rider Course as well as meet the normal driver’s licensing requirements. Individuals who want to apply for a motorcycle permit, license, or endorsement should study the