Georgia Motorcycle Insurance

Why Get Motorcycle Insurance in Georgia
Georgia is a motorcyclist’s dream when it comes to natural beauty and breathtaking landscapes. Whether you are travelling along the state’s expansive coastline or enjoying the north Georgia mountains, driving a motorcycle can be an exhilarating experience. Do yourself a favor and make sure you have adequate liability insurance. Not only is it required under Georgia law but having proper coverage protects both you and your vehicle from damages resulting from an accident. It also covers loss or damage due to theft or vandalism. Don’t put your financial well-being in jeopardy by driving without insurance or not having enough coverage. It’s just not worth it.

Motorcycle Riding in Georgia
Vehicles classified under the Motorcycle category in Georgia are the following:

  • Motorbikes
  • Motor-driven cycles
  • Scooters
  • Other three- wheeled vehicles
  • Engines larger than 50 cc

Operating a motorcycle in Georgia requires a class M license. A regular driver’s license is not a pre-requisite to getting a motorcycle license. However, an applicant must be at least 17 years old and parental consent is needed if the person is younger than18 years of age.

Motorcycle License Requirements in Georgia

  • Proof of Identification
  • Consent from parents (if under 18)
  • Attendance Certificate (if under 18)
  • Motorcycle Test
  • Vision and Driving Examinations

Minimum Insurance Requirements in Georgia
To drive legally in Georgia, motorcycle operators must carry at least the following minimum amounts of liability coverage:

  • $25,000 for bodily injury of one person
  • $50,000 for bodily injury of all injured parties
  • $25,000 for property damage in one accident

Unlike other states, Georgia utilizes the tort system for determining who is responsible for paying the expenses incurred as a result of an accident.