District of Columbia Auto Insurance
The District of Columbia’s state motto is “Justice For All”.
While you can find a lot of ways to save in the District of Columbia, there is just one smart way to save on car insurance. Insuranceusa.com offers an online insurance superstore to allow you to find the lowest rates available in the District of Columbia. When you comparison shop, you can not only save money on your much needed and legally required insurance policy, but it can also help you find the policy that is just right for your needs. Take advantage of the great shopping opportunities at insuranceusa.com to keep your money in your wallet and have the protection you need.
Insuranceusa.com offers auto insurance policies for District of Columbia residents throughout the area, so start shopping today.
Quotes are available for the entire District of Columbia.
Data from the Insurance Information Institute suggests that residents of DC spent an average of around $1,182 on insurance premiums in 2005. This represents a decrease from 2004, when residents were paying $1,185 on average. Leading up to 2005, DC residents had been experiencing yearly increases as high as 8.72% in some instances.
In general, 2005 was the year when a majority of customers across the nation began to see their premiums decline. Take advantage of InsuranceUSA.com to keep your insurance rates under control and get the best deal available in today’s insurance marketplace.
Minimum State Insurance Requirements
The District of Columbia assigns blame to one party to be at fault for causing the accident, and that person and their insurance company is responsible for all the damages. This is called the Tort system. Motorists and insurance shoppers should understand that the details of a tort system may vary between states and you can learn more from your state insurance regulator. You may wish to visit our State Insurance Regulators page for a list of links to all the state insurance regulators websites for the information you need.
State law in the District of Columbia requires a minimum Bodily Injury Liability coverage of $25,000 per injured person up to a total of $50,000 per accident, and Property Damage Liability coverage with a minimum limit of $10,000. You will often find this basic coverage referred to as 25/50/10 coverage.
While Personal Injury Protection is not legally required in the District of Columbia, it is an option offered by many insurers. Personal Injury Protection (PIP) coverage assists in paying for “reasonable and necessary” medical expenses for you and your passengers in the event of an accident.
You may also wish to purchase Uninsured/Underinsured Motorist coverage to provide financial protection for bodily injury caused by an uninsured driver. While District of Columbia law does not require this type of coverage, you may wish to consider it for your own financial protection.
Whether you have a sparkling clean driving record or one with some blemishes, insuranceusa.com can help you find great rates on your car insurance. As common as auto theft and car accidents are in today’s world, the good financial protection and peace of mind of a reliable insurance policy is critical. Hard work allows insuranceusa.com to stay on top of the market, helping you find the policy you need at the price you want.
If you need auto insurance elsewhere, you can still find it at insuranceusa.com. Simply enter your zip code and you’re good to go!