United Health Care
My oral and maxifollacial surgeon stopped taking United Health Care because they were paying 25 cents on the dollar, so he is now out-of-network. I had orthodontic jaw surgery in 2006 and my out-of-network max was $4,000. I exceeded that amount BEFORE surgery. They never reimbursed me, nor did they cover 100% after the $4,000. We ended up paying him over $6,000 from out of our own pocket.