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No Coverage - United American Review

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United American

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United American

1.8 Overall Rating by

No Coverage

My husband is an independently contracted consultant and we knew we needed insurance in case of emergency. I had a visit to the ER because I'm pregnant and I was consistently running a 104 degree fever. While I was there, I had 3/4 extra strength Tylenol and a blood test to check my HCG levels. I was there for about 2 hours. The total cost for this was $1791. Regardless of the outrageous price of the things I needed, United American did not cover ANY of this. They denied the hospital. I just got another letter from a different hospital I visited a few weeks ago for blood tests and they told me that they couldn't even get United American to respond to them. They submitted both a claim and a follow up letter. I also had radiology work done and they covered $500 of $2000. The ONE thing I appreciate from them is the Pharmacy Discount plan, which usually cuts prescriptions down 35-50%.

1.0 Coverage
3.0 Cost
2.0 Service
1.0 Claims

United American Ratings

  • 2.4 coverage
  • 3.0 cost
  • 2.3 service
  • 2.1 claims
  • 2.5 overall rating

Based on 43 reviews - 1 is lowest, 5 is highest

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