What is Experimental?
I had a carotid stent procedure done. It was 80% blocked and my cardiologist didn't think it was a good idea to wait too long. Getting an appointment with a cardiac surgeon was 6 or more weeks away! We checked with Unicare and told we didn't need pre-certification for the procedure, so went ahead with it. The claim was promptly denied! Unicare called it experimental and didn't pay one cent!