St. Paul Travelers offers a wide variety of insurance and surety products, as well as risk management services, to numerous types of businesses, organizations and individuals. Our products are distributed primarily through U.S. independent insurance agents and brokers under the Travelers brand.St. Paul Travelers is organized into the following major businesses:
The Business Insurance segment offers a broad array of property and casualty insurance and insurance-related services to its clients primarily in the United States, which range from small “main street” businesses to Fortune 100 corporations. Business Insurance is organized into marketing and underwriting groups with a specialized focus on particular markets or products.
Financial, Professional & International Insurance
The Financial, Professional & International Insurance segment includes surety and financial liability coverages, which require a primarily credit-based underwriting process, as well as property and casualty products that are primarily marketed on an international basis.
Personal Insurance offers a broad array of property casualty insurance products to individual customers under the Travelers brand and four subsidiary company brands.