I have paid OVER $250,000.00 in premiums in past 25 years. Got in an accident which was not my fault. I was hit by unlicensed driver who was driving someone else car. The damage to car totaled $25,000. I asked them to total my car. Who wants a 55,000.00 car with that much damage? State farm said no they will fix it. There is 1 shop in Illinois that can fix. Stat Farm denies coverage for some basic parts, so the car gets totaled. State Farm told me that they would give us a $30,000 figure for a 5 month old 55,000 car. The adjuster calls the appraiser. The appraiser realizes that he looked at wrong car and It's not totaled. So now my car wont be done for 30-45 more days. Now, they still do not know if the other guy's insurance is valid they were going to run the VIN.