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Rates Raised Through the Roof - State Farm Review

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State Farm

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Rates Raised Through the Roof

I have been with State Farm since 2005. They have been good overall but they raised my homeowners insurance rates for the last 2 years. The first year it was a small raise in rates but the second time it was so high that it raised the amount of my escrow which of course triggered a raise in my mortgage. I asked them why and they said that the rates were raised by corporate plus there was a lot of claims in my area. I told them that it was not fair to raise my rates if I did not have any claims. I have told 2 or 3 different agents that I would probably have to drop them and look for lower rates. They had a "do what you gotta do " attitude. Also they are terrible at returning calls. I am going to try Liberty Mutual which has lower rates on my homeowners insurance but higher rates on my auto insurance. I've heard bad things about Liberty Mutual too so I don't know how long I'll be with them plus I've heard that they raise their rates every year too and that in fact all insurance companies raise ther rates every year. What a rip off these insurance companies are.

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State Farm Ratings

  • 2.8 coverage
  • 2.6 cost
  • 2.2 service
  • 2.0 claims
  • 2.4 overall rating

Based on 198 reviews - 1 is lowest, 5 is highest

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