State Farm is a registered trademark of State Farm and is not affiliated with nor does it endore or sponsor, the content of this webpage or InsuranceUSA.com. Trademarks referring to specific providers are used by InsuranceUSA.com for nominative purposes only: to truthfully identify the source of hte products about which information is provided. Such trademarks are solely the property of their respective owners

State Farm

State Farm was founded as an automobile Insurance Company, and was a group of large US insurance companies, that specialized in auto insurance for the farmers. State Farm was founded by George J Mercherlee, who believed that since the farmers drove less they incurred much less losses than the city farmers, thus having to pay much less in terms of insurance. His concept achieved much popularity, and the company became successful. Today the company has more than 79200 employees, with more than 16700 agents and 71.6, million policies in the United States and Canada. The headquarters of State Farm is located in Bloomington, Illinois. The chairman of State Farm is Edward B. Rust, Jr., who also acts as the Chief Executive Officer of the company.

State Farm Ratings

  • 2.5
    coverage
  • 2.3
    cost
  • 2.0
    service
  • 1.8
    claims
  • 2.2
    overall rating

Based on 198 review – 1 is lowest, 5 is highest

All Reviews | Submit Review | InsuranceUSA Rating System

State Farm Background
There are many major companies that are formed with State Farm. One of these Insurance companies is the State Farm Automobile that was formed on June 7th, 1922. Some of these insurance companies have organized many farmers, in order to solve their insurance needs. Out of every five cars that move in the roads, at least one car is insured with State Farm Insurance. This is a mutual insurance company, so does not have any kind of shareholders. State Farm was actually a parent company of several wholly owned subsidiaries, that were able to provide property and life insurance, along with banking products and other services. Health Insurance was started marketing by the company in the year 1965.

State Farm Life was another company that began operations in the year 1961, in order to meet the needs of life insurance of the people, who are located in New York, Connecticut, and Wisconsinite. The company has been marketing variable products to all our customers, since the year 1998.

Another State Farm company is the State Farm Fire and Casualty, which was formed in the year 1935, with the main objective of being able to provide property insurance for the State Farm Customers who are located in the United States and Canada. State Farm has the reputation of being the largest insurer of homes since the year 1964.

State Farm County is another Insurance company that was formed in the year 1961, in order to protect the motorists. State Farm manages the company in its most of the affairs.

Another major State Farm company is State Farm Indemnity that had the objective of providing an accurate pricing and risk management technique in the market. State Farm has also a subsidiary company that is known as State Farm Guarantee Insurance Company that started with writing auto insurance in the state of New Jersey.

In the year 1962, another State Farm company was formed that was known as State Farm General, and was involved into the primary writer of State Farm Homeowners, and also property liability insurance in California.

State Farm Florida started its business in the year Feb1, 1999, and has been involved in the business of property liability business in Florida.

State Farm Lloyds is also a company that is also referred to as State Farm Bank, and has its business of underwriting homeowners and commercial multiple peril insurance in that state. State Farm started its business in the year 1983, and is managed by an attorney State Farm Lloyds, that is mandatory by law.

State Farm Bank is also such an institution with no branch offices. The State Farm agents provide most of the work of customer assistance and customer interaction. The company has $ 12 billion in total assets as on 31st December. The main focus of State Farm has always been on consumer oriented financial products.

State Farm Investment Management serves as an investment advisor. It serves as the transfer agent for the State Farm Variable Products. The company has more than 35 years of experience in the management of assets of the investment company. The State Farm VP Management Corporation serves as a broker and a dealer of the State Farm Associate, and Retail Mutual Funds and State Farm Variable products.

State Farm Insurance Agent
The Insurance Agents of State Farm are qualified people, whose main function is to make life easier for others. The following are the functions that are performed by them.
• The are the people who help you to manage our financial situation.
• State Farm offers loans and deposit products, at many competitive interest rates through the state farm bank.
• They are known to be providing good health insurance plans that work well for your insurance needs, of auto, home, life and health.
• They also shall provide you with valuable information that is necessary on how to protect yourself from the risks in order to get the most your money.

State Farm Auto Insurance
State Farm has been in the business of auto insurance since long, and has been able to provide excellent automobile coverage at affordable prices since the year 1922. When you respond to the needs of the customers, you will be a leader in the business of auto insurance.

Click here to submit your review.

State Farm

Rating 0
    cancel

won't Cover Because of Missing Gutters

Dec 26, 2012 by Anonymous
Cost:
Coverage:
Service:
Claims:

I don't expect any resolution, but I would like for my experience to be recorded. In 2004, I purchased homeowners insurance from State Farm. In 2009, I went to another insurance company, but switched back to State Farm in 2010. I was told at that that time that the underwriters had determined that I needed to make some improvement, one of which was to put gutters on the house. The house never had gutters and I was told by several people that gutters were not needed because the house was on stilts. Nonetheless, I tried to get the work done, but was unable to find someone with a ladder tall enough to reach the back side. Finally, in June of 2011, a charity came to help. The charity put on a new roof, replaced the rotting fascia boards, painted the house and was going to put up gutters, but my insurance was cancelled anyway. In August, my house was destroyed by fire. Ironically, it burned quickly because of the fresh tar on the roof. I am concerned that they, the underwriters, were discriminating against me based on my race and my credit score and making it more difficult for me to keep my house insured. Everyone whom I have told about the cancellation has been appalled that gutters were the issue on a house that had no gutters the first time State Farm insured it.


No Complaints

Nov 30, 2012 by Anonymous
Cost:
Coverage:
Service:
Claims:

I have had State Farm coverage for both my home and my auto for 40 years. I have never had a problem or complaint with any of their service. I have had one claim on my home, which they handled completely and efficiently, writing me a check on the day they inspected. I was recently in an auto accident where I was not at fault. I was the third car in a three car rear end accident. When I submitted the claim, State Farm was right there, offered to repair my car and give me a rental (I have that coverage), and pay any medical and get reimbursed from the other company. They have been absolutely wonderful in handling this claim. I certainly feel like they are a "good neighbor". My agent is ALWAYS there when I need him. I'm sorry for others with a bad experience. I just have not experienced that as of yet, hopefully never will.


No Investigation

Oct 23, 2012 by Anonymous
Cost:
Coverage:
Service:
Claims:

They held me liable for an accident they wouldn't even investigate. I was making a left turn at a semi-blind intersection. I stopped at the stop sign, then proceeded to move to the edge of the road for some what of a view. I didn't see anything, and pulled out, only to have an elderly man flying down the road. He hit behind my gas cap and they said I hit him! The speed limit was 25. There is no way he was going that fast. When he hit me he threw my rear into the grass! Both of us have State Farm. I filed the claim. I tried to get a police report. I took pictures. He did nothing, and they said I had pulled out from the intersection and hit him! I would have had to back into him.


Excuses

Oct 18, 2012 by Anonymous
Cost:
Coverage:
Service:
Claims:

I am a real estate agent. I currently have a house listed on the market. The buyer's inspection report revealed hail damage on the 10 year old roof shingles. The State Farm Insurance adjuster who inspected the roof and stated that while there is indeed hail damage on the roof vents, gutters, and gutter guards the roof shingles cannot possibly be damaged by hail, but rather are defective shingles to begin with.


No Customer Service

Sep 23, 2012 by Anonymous
Cost:
Coverage:
Service:
Claims:

I needed basic liability insurance on my car! State Farm was nice to me and affordable if I signed up for automatic payments. However, they kept changing my rate each month and when I called, no one could tell me why!!


Dropped Because Of Stepdaughter's Record

Sep 21, 2012 by Anonymous
Cost:
Coverage:
Service:
Claims:

I have been a loyal State Farm policy holder since 1985 and my wife even longer. Prior to moving to Florida, we also had our homeowner's policies with them. Recently we added my stepdaughter to our insurance so that she could drive the truck in case of an emergency. She has been on the policy for less than six months and as not had any violations or accidents since being added to our policy but, State Farm is now sent us a letter of non-renewal stating that her driving history and history of claims is the reason. I talked to our local agent and they in turn talked to underwriting which said that if she is in the house then we can't drop her so they are dropping us.


Refuse To Pay Medical Bills

Aug 22, 2012 by Anonymous
Cost:
Coverage:
Service:
Claims:

A driver ran a red light and did over $5,000 worth of damage to my car. State Farm dragged their feet about paying/reimbursing for medical bills from day 1. Now they are outright refusing to pay.


Dropped Because Son Has Too Many Tickets

Aug 06, 2012 by Anonymous
Cost:
Coverage:
Service:
Claims:

I have been a customer since 1977 and my husband and I have great driving records. State Farm has always paid and treated us well if an accident occurred. My daughter was dropped because of too many tickets 2 years ago. My son has too many tickets and not he, but me and my husband are being dropped.


Surprisingly Good

Jun 12, 2012 by Anonymous
Cost:
Coverage:
Service:
Claims:

My house was burglarized. I submitted a claim the same day and I have already accepted a settlement, less than 2 months from start to finish. The $ is in the bank and the service I received was really good. I was expecting to wait for months but they did a great job. Thank you State Farm! It was a good experience for me.


won't Honor Uninsured Motorist Policy

Jun 05, 2012 by Anonymous
Cost:
Coverage:
Service:
Claims:

My son was a passenger in another persons vehicle. The wreck was so severe, it is a miracle he lived. Three surgeries, a long hospital stay, therapy, etc left us with way more owed than other party's insurance paid. State Farm should have paid their under-insured amount, but since my son was now walking again and lived, they wouldn't. They said they didn't feel he was owed any thing else. We still have medical bills, but they don't care. State Farm is NOT there when you need them. They will gladly take your monthly payment, but will not pay out when its time.


Insurance USA , USA 8.5 127.0 198 198 I had a great experience with State Farm during my recent accident. I rear ended somebody and we agreed to exchange insurance and touch base later. State Farm had attempted to call