After Market Parts
My husband was hit by another driver insured through Progressive. Fortunately through his quick thinking and persistence (signed confession of liability from their client at scene of accident and selecting his OWN body repair shop, not "theirs") we will NOT be in trouble. Progressive wanted to put after market parts on my husband's car (and quite possibly from a junk yard) to repair the damage done by their client. However, through persistence and working directly through our preferred shop, my husband was able to get factory authorized parts for his vehicle at no out of pocket expense to us.