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1.8 Overall Rating by

No Explanation Of Differences In Coverage

My agent did not explain the difference between Nationwide's agreed value insurance and the company's replacement value insurance for jewelry and other valuables on their homeowners policy. The former means what you get what your appraisal value was if anything ever happens, but the latter deceptively means you get only a wholesale or discounted value. To make things worse, they use costs from online only for their replacement quotes.

1.0 Coverage
3.0 Cost
1.0 Service
2.0 Claims

Nationwide Ratings

  • 2.8 coverage
  • 2.7 cost
  • 2.0 service
  • 1.9 claims
  • 2.4 overall rating

Based on 32 reviews - 1 is lowest, 5 is highest

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