Based in Texas, MEGA Health Insurance is one of the nation’s largest health insurance companies. They offer coverage in every state except New York. MEGA succeeds by offering plenty of options at affordable prices so that their clients’ needs are met on each and every level.
MEGA Health Insurance strives to bring much-needed insurance to individuals, families, small businesses, and the self-employed at a price they can afford. They do this by providing health insurance plans that are customized with varied options and include many different forms of insurance including health insurance, dental, vision Insurance, critical illness insurance, disability,prescription drug, and many more.
MEGA delivers a unique balance of affordability and options. This way, subscribers know they can count on their insurance plan to meet individual, family, as well as small business needs. MEGA Health and Life provides the protection needed for when the unexpected happens with some of today’s most advanced tools and products in health insurance, thus delivering the right balance between cost and benefits.
MEGA Health Insurance understands that individuals and families may have difficulties paying for health insurance coverage, which is why they offer value plans that pay for basic healthcare services. These programs allow subscribers to seek limited medical and surgical services while allowing them to build a plan that best suits their needs. Coverage can be chosen from a menu, which ensures one carries the insurance they need and nothing they don’t.
Denials After Accident
After 3 years of paying my premiums, I had only one doctor's office visit for which I filed a claim. After that I got into an auto accident. It was not my fault. They denied every claim I submitted after the accident. I couldn't get anything paid!
Mega Rate Hike
After being a Mega health customer for just one year, I just received a "Mega" rate increase notification amounting to more than 50%.
great agents, great prices, great coverage, great benefits.
The benefits offered through MEGA are one of a kind. The agent who sold me my insurance designed a real good plan for my family. We have had no problems with claims. They have done everything promised as far as I am concerned.
High deductibles costing $380 a month with a $5000 deductible for the family. My son got seriously injured playing on a large hill swinging and rope broke and he fell thirty feet. He had to be taken by ambulance to hospital. The ambulance cost $900. My cost for the bill was $900. After a year of paying them, they have paid claims totaling $284. My cost 6800.
In order to get their insurance you must pay a monthly fee. On the last checked there was a charge of $40 for a "membership" which they say offers you all these other benefits. If you look closely at the "membership" you will notice you have to pay more for most of the benefits.