1911: The Massachusetts Legislature passes a law requiring employers to protect their employees with workers’ compensation insurance.1912: The Massachusetts Employees’ Insurance Association (MEIA), the forerunner of today’s Liberty Mutual, begins operation on July 1, 1912. As a mutual company, the MEIA is owned by its policyholders, not stockholders. It works on behalf of its policyholder customers — a tradition that continues to this day.
1914: Company opens first branch office in Springfield, Massachusetts. The Company issues its first automobile policy.
1917: MEIA changes its name to the Liberty Mutual Insurance Company and begins writing public liability insurance. It also enters into an arrangement with the United Mutual Fire Insurance Company (later named Liberty Mutual Fire Insurance) to provide complete automobile insurance.
1919: Liberty Mutual launches its first advertising campaign.
1921: Two safety films — “The Outlaw” and “The Hand of Fate” — are seen by more than a quarter of a million plant managers and employees.
1925: The first meeting of the Liberty Mutual Board of Directors and Customer Advisory Board takes place.
1930: Liberty Mutual distributes safety materials in high school drivers’ education courses, an effort that continues today through the Company’s teen driving program.
Liberty Mutual holds groundbreaking for its new home office in Boston.
Liberty Mutual becomes the no.1 writer of workers compensation insurance — a position it continues to hold today.
1937: Liberty Mutual completes expansion of its operations to all 48 states.
1941: During World War II, Liberty Mutual provides more service for policyholder contractors operating overseas than any other casualty company, often in remote locations: Somaliland, Greenland, and Guam.
1943: Liberty Mutual opens the first rehabilitation center in the country in Boston, with a goal of helping restore the injured to useful lives.
1954: Liberty Mutual opens the Research Center for Safety and Health in Hopkinton, Massachusetts., to strengthen its commitment to loss control.
1957: Liberty introduces two prototype “survival cars.” Standard features such as headrests to guard against whiplash and, most notably, safety belts, are introduced.
1964: Liberty Life Assurance Company of Boston is established offering a full range of individual and group life insurance products.
1964: Liberty Mutual establishes the Skid Control School, the first in North America, at the Hopkinton, Massachusetts, Research Center for Safety and Health.
1967: Liberty International Agency was formed to handle the foreign insurance requirements of the Company’s domestic policyholders doing business overseas.
1972: Liberty Mutual surpasses the $2 billion mark in written premiums.
1973: Liberty Mutual Insurance Company (Massachusetts) Limited was chartered in London to participate in the international reinsurance market, becoming the Company’s first wholly owned international office.
1982: The Medical Service Center in Boston expands to include The Back School, which shows people with low-back pain from work injuries how to live productive lives.
1985: Liberty Mutual enters the financial services business with the purchase of Liberty Financial Services.
1993: Liberty Mutual forms Liberty International Holdings to underwrite commercial risks in selected international markets, and to export the Company’s highly regarded health and safety services.
1997: Liberty Mutual acquires Golden Eagle Insurance of San Diego, California, the first of many acquisitions that would be combined into Liberty’s Regional Agency Markets organization.
1998: Liberty Mutual affiliates with Employers Insurance of Wausau,
one of the most recognizable and respected brand names in the
United States commercial insurance and risk management marketplace.
Liberty Mutual purchases Latinoamericana de Seguros SA in Colombia, and Citystate Insurance in Singapore, Hong Kong, and the Philippines.
1999: Liberty Mutual establishes the Center for Disability Research at the Research Center for Safety and Health in Hopkinton, Massachusetts.
2000: Liberty Mutual partners with SADD (Students Against Destructive Decisions) to explore solutions to problems associated with teen use of alcohol and drugs, as well as driving issues.
Liberty Mutual Group sells its Liberty Financial Companies subsidiary as part of a strategy to refocus the parent on its property and casualty insurance businesses.
Policyholders of Liberty Mutual Insurance Company and
Liberty Mutual Fire Insurance Company overwhelmingly approve the Company’s mutual holding company plan during special meetings for members of both companies.
2002: Liberty Mutual converts to a mutual holding company structure. The conversion better positions Liberty Mutual to compete on the global property and casualty stage.