Humana Dental HMO = Bait And SwitchFeb 13 2013
This insurance is a scam, total bait-and-hook. I changed dentists per the plan. I went in for an exam. The dentist said I need to have a periodontal exam. My plan says it is free. However, the insurance says it will cost $188, because a periodontist is a specialist. The periodontist ALSO uses the same claim number, but since he is a specialist, the insurance ONLY covers 25%. I called a rep and asked to see the fees for \"specialists\". She said they cannot disclose that information to me, its privileged.