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Test Not Paid For In Full - Horizon Blue Cross Blue Shield of New Jersey Review

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Horizon Blue Cross Blue Shield of New Jersey

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Horizon Blue Cross Blue Shield of New Jersey

1.5 Overall Rating by

Test Not Paid For In Full

Due to the limitations of the policy, there was a limit of $500 per year for this benefit. I visited my primary doctor, blood was drawn and sent to Labcorp. Horizon was billed for four (4) tests - two (2) were paid in full, one was paid partially and the last was not paid. The explanation of benefits sent to me did not show the remaining balance for outpatient testing. For the partially paid test, Horizon was billed at $104, allowed amount $20.21, and paid $1.85. The last test was billed at $66, allowed amount $11.68, not paid. When this first started, I offered to pay the unpaid contract amounts of $30.04. It was not accepted. I see no reason why I should pay more than five times the contract amount for a test. Also, I have not worked since January 2008 and can't afford to pay $66. If you have Horizon for health insurance or any other health insurance that uses Labcorp as the exclusive outpatient testing service, then you should look for new insurance.

2.0 Coverage
2.0 Cost
1.0 Service
1.0 Claims

Horizon Blue Cross Blue Shield of New Jersey Ratings

  • 2.0 coverage
  • 1.3 cost
  • 1.0 service
  • 1.3 claims
  • 1.4 overall rating

Based on 3 reviews - 1 is lowest, 5 is highest

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