Low Ball SettlementFeb 13 2014
My car was hit by a bobcat clean snow in Jan 8, 2014. The driver told his boss that he hit my car and the boss agreed to pay for the damage. We were referral to their insurance, The Hartford. I spoke to their representative the fallowing day and she told me she just need to get hold of the employee and confirm he hit me. 2 weeks went by and I call the The Hartford and I was told they could not get hold of the employee and until then they could not pay for my damages. I told them I need my car to go work and I was missing work. Well one month went by and I call them and the same history the Hartford could not get hold of the employee. I walked down the road at the same day and found the employee. He told me he call them many times and the Hartford did not return their phone calls. So I call the hartford and got the employee to speak to the lady. So she told me she would review all the document and call me back. My damages were $2600 she told me she would only pay $1600 because my appraisal was based on new parts and my car is not new and used so she only could pay for used parts. So please to sign up with them they are bad.