Too Strict = Bad ExperienceApr 19 2012
Even though we have never filed a claim with any home insurance company and have excellent credit, Hartford refused to add new policy for another home our daughter rents from us. So many ifs, ands, and buts simply because my daughter lives there more than us. Despite the house being in our name, they insist my daughter buy the insurance. They insist I could put her on the deed some day ... thus making her not a true renter. I would have to kick her out and put someone in who is unrelated to call it a rental. And they say I don't stay there enough to call it my own even though I informed them I do fall within what state law calls "owner occupied"... at least once every 30 days.