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High Deductible - Golden Rule Review

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Golden Rule

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Golden Rule

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High Deductible

You will never be able to meet your deductible unless 2 of the members of your family pay the deductible at the same time (same year). For example: if you are severely injured and pay well over your deductible you will still not be covered, because another member of your family has to meet his/her deductible, too!!?? Basically unless you and another member of your family are injured at the same time and fully pay the entire amount of the deductible together, no one is covered... Golden Rule policy is very tricky and It's not clearly stated anywhere. I was lucky to find out that by asking them a lot of questions at the time of my application was submitted.

1.0 Coverage
1.0 Cost
1.0 Service
1.0 Claims

Golden Rule Ratings

  • 3.0 coverage
  • 1.0 cost
  • 3.0 service
  • 3.0 claims
  • 2.5 overall rating

Based on 3 reviews - 1 is lowest, 5 is highest

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