Deceptive Sales Rep
A Genworth Financial sales rep dropped by my home and offered to sign me up for a $10,000 policy. She told me that the policy which I currently had with a different company was no good. She filled out the application for us and made it sound simple. I took out a policy on my husband who was already ill. He'd been in an out of hospitals due to a few chronic conditions. The sales rep marked "no" on all of the health related questions on the application though. I didn't review the paperwork before I signed in. We'd showed her all of the medications that we were both taking, but on the form she wrote that we weren't taking any medications. After my husband passed away, the funeral home informed me that Genworth wasn't going to pay out on the policy because the information on the application was incorrect.