I live alone and I was hospitalized with an unexpected illness last year. Anyway, I had always made my payments whenever they were due. While I was hospitalized, Geico billed me and when the bill wasn't paid, they canceled me. The last thing I was thinking about while I was ill was my car insurance. When I got out of the hospital I called Geico to clear up the problem - just what I needed after getting out of the hospital - Geico refused to hear me and said they were within their rights to cancel the policy. I ended up paying DMV some hefty fines for the lapse in insurance and I was forced to go with another company.