We had 2 major accident and 2 minor accidents, so Geico sent us a letter to ask us to call them back so that they can raise the premium or they will cancel the police at the end of the contract. The problem is we did not receive it. We had automatic payment and never check our policy card because they will be sent to us automatically. So we didn't know our police was canceled until I was stopped by police! They could haven done it better with a follow up email or phone call or another letter.