I had a car accident. The other party hit my car from behind at the stop sign. I called the police to have a police report taken. My back was hurting a bit and my neck injured. X-rays from the chiropractor confirm everything. I called GEICO within 3 days to state what happened in the accident. After they got my statement, I started to go to local chiropractor. The GEICO agent whom I spoke to assured me that I would be reimbursed for the time off from work and for my medical expenses. That didn't happen. 30 days later I was informed that I was at fault in this accident. Long story short: I was paying $145/mo full coverage, I got no reimbursement for time off from work, my medical expenses were not fully covered, and there is now an accident on my record.