Through the years, we’ve continually sought ways to help people insure the different types of property they own. We’ve created a culture of quick-thinking, quick-action, and decisiveness when it comes to creating coverages, seeking new markets, and developing new ways to let consumers know about the insurance products we offer.In the beginning
Foremost Insurance Company began insuring mobile homes on June 12, 1952. In those days, the mobile home industry was in its infancy. Housing was in short supply after World War II and families were growing at a record pace thanks to the “Baby Boom.” While mobile homes were an inexpensive solution to the housing problem, no companies insured these “homes on wheels.”
After beginning with three people in a one-room office in downtown Grand Rapids, Michigan, less than a year later the staff numbered 11. In five years we were doing business in 35 states.
Our next step: insuring travel trailers
That was just the start, though. Foremost grew at a record pace. We developed new ways of insuring recreational vehicles, and in 1961 introduced the first policy designed specifically for travel trailers.
The growth continues
While the United States moved ahead with giant scientific leaps; like the space program, Foremost moved forward with a full-scale entry into the RV insurance market. We expanded our insurance programs for RVs in 1969 and continued adding more types of insurance to our product lines.
In 1978 we sold our first automobile policy and started insuring site-built homes in 1982.
In 1993 we developed specialty insurance programs for homeowners and landlords.
In 1996 we began direct marketing auto and home insurance, which included offering auto and home programs to employees of select companies.
In 1999, we developed a unique service program for owners of Luxury Motor Coaches who insure with us.
During 2000, Foremost began offering motorcycle and off-road vehicle insurance programs, including a program for snowmobiles, followed in 2002 by our program for personal watercraft, and in 2003, a program for boats.
In 2004, we were endorsed by AARP to offer our motorcycle insurance to their members. In that same year, our product line expanded to include collectible auto.