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$1,500 Settlement For $11,000 In Damages - Farmers Review

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2.5 Overall Rating by

$1,500 Settlement For $11,000 In Damages

When I first signed up, I told agent that we had t-lock shingles on our roof. She didn't care and wrote our policy with a deductible of $1,000. When we were hit with a bad hail storm, we put in a claim for damage. The adjuster came out and advised us that we had a $9,000 deductible on wind/hail damages. I checked into it. In January we were sent a very vague letter letting us know that we were assessed a 5% deductible. It didn't state on what it would be attached to, so I am thinking that it would be another 5% of the repair costs. No, it is attached to the entire replacement cost of the whole home which is worth $183,000. So, for an $11,00.00 claim, we were offered $1,500 for the repairs.

3.0 Coverage
4.0 Cost
2.0 Service
1.0 Claims

Farmers Ratings

  • 2.6 coverage
  • 2.5 cost
  • 2.0 service
  • 1.7 claims
  • 2.2 overall rating

Based on 52 reviews - 1 is lowest, 5 is highest

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