Denied Because My Policy Was A Month OldJan 18 2012
My wife called to add insurance on an old car we had just put some work into and wanted to put it back on the road to cut down on the miles on our newer cars. The agent starts asking her all kinds of diffident things that you might expect and then suggests that because we have put some money into the car that it would be worth getting full coverage. About two months after having the car on the road the truck in front of me had some trash falling off it, so I swerved and hit a guard rail not doing a lot of damage. I called Ensurance to report that I needed to cancel the insurance. I was informed that I had full coverage and they would send out a adjuster. They determined that it was a total loss. I was made to feel as though I had committed a crime. My phone records were reviews, my friends were interviewed... My claim to be denied for reasons being I only had the policy for a month.