I have had Cigna through my company for the last two years. Cigna charges my company a little over $11,000.00 dollars a year to cover me and I pay around $160 a month. I went to urgent care to get something shot out of my eye about 8 months ago. I paid the 20% co pay of $29. I have recently been informed that the $145 bill was put towards my deductible of $300, which means, I have to pay the full amount to urgent care. Cigna has made over $16,000 dollars from me and my company and they won't pay a $145 bill.