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Denial of Long Term Disability - Cigna Review

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1.5 Overall Rating by

Denial of Long Term Disability

I have been denied LTD from Cigna without cause. I was told I could lift 2 lbs and therefore I was able to work! My medical records from my physicians show I have Fibromyalgia, Degenerative Joint Disease, Osteopenia, IBS, Stenosis of the spine, Bilateral knee replacements, Large Hiatal Hernia, Osteoarthritis-all over, severe depression, Gastrophy, Gastritis, Internal Hem, and they still denied my claim. My doctors stated I was unable to work. I have received total and permanent SS disability benefits, which Cigna does not recognize. My case was reviewed by a case work nurse manager, not a physician. I offered to be examined by their physicians and they denied that as well.

1.0 Coverage
3.0 Cost
1.0 Service
1.0 Claims

Cigna Ratings

  • 1.5 coverage
  • 2.2 cost
  • 1.2 service
  • 1.2 claims
  • 1.5 overall rating

Based on 96 reviews - 1 is lowest, 5 is highest

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