Denial of Long Term DisabilitySep 20 2012
I have been denied LTD from Cigna without cause. I was told I could lift 2 lbs and therefore I was able to work! My medical records from my physicians show I have Fibromyalgia, Degenerative Joint Disease, Osteopenia, IBS, Stenosis of the spine, Bilateral knee replacements, Large Hiatal Hernia, Osteoarthritis-all over, severe depression, Gastrophy, Gastritis, Internal Hem, and they still denied my claim. My doctors stated I was unable to work. I have received total and permanent SS disability benefits, which Cigna does not recognize. My case was reviewed by a case work nurse manager, not a physician. I offered to be examined by their physicians and they denied that as well.