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Would Rather Pay Out-Of-PocketOct 13 2011
No co-pays go toward your deductible. I am on advair monthly and I had a coupon to get my first prescription free. Keep in mind, you have to have insurance to even use this coupon. Guess what? Cigna won't let you use it! They insist you pay the co-pay (mine is $40) therefore I couldn't get my medicine. I can't afford all the co-pays every month for the doctor and the prescriptions. I would rather just pocket all my money and pay as needed. It doesn't do me any good to have it!