Blue Shield of California (BSCA) is the third-largest health insurance provider in California. Founded in 1939, BSCA is an independent member of the Blue Cross and Blue Shield Association. A not-for-profit mutual benefit corporation, BSCA serves the healthcare insurance needs of almost 3.5 million members across the state.
BSCA began in 1940 with 20,000 Californians subscribing and 5000 doctors joining and by 1961 had enrolled its millionth subscriber. In 1988 BSCA began offering Health Maintenance Organizations (HMO) in Sacramento. One year later, BSCA celebrated its 50th year of business with three million subscribers, 36,000 doctors, and 240 preferred hospitals.
Over the interceding years, BSCA has grown and evolved to meet the ever-changing healthcare demands of its subscribers.Today, BSCA’s HMO plans offer low co-payments, no lifetime maximum and low out-of-pocket expenses. The HOM plans also have lower hospital deductibles and the added advantage of almost no paperwork to worry about.
Blue Shield of California is an independent and not-for-profit health insurance plan tailored to Californians. BSCA’s mission is to “ensure all Californians have access to high-quality health care at an affordable price.” They adhere to a defined set of values including doing the right thing, keeping promises, and placing customers at the center of what they do.
Blue Shield of California today services about 3.3-million members and has a team of 4800 employees staffing more than twenty office locations throughout the state. With an annual revenue approaching $10-billion, BSCA has donated $125-million over the previous four years to the Blue Shield of California Foundations, which funds not-for-profit organizations so that they may improve access to quality healthcare in the state.
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There was always so little out of pocket expense with BCBS. Even if there was an issue with a claim, it was normally worked out.
They continue to raise premiums until they are unaffordable! They continue to cut benefits and raise premiums.