Blue Cross Blue Shield of Tennessee has grown to become the state’s largest health insurance benefits provider but remains an independent, not-for-profit company. They work and live alongside their fellow residents, plan subscribers, and business owners. That said, the company is also part of the Blue Cross and Blue Shield Association, which means BCBSTN members can access the same high-quality healthcare benefits no matter which state they are traveling in.
The Blue Cross brand originated in 1929 at Baylor University with a plan offering teachers three weeks of hospital care for $6 per year. As the company grew, it began offering coverage to other employee groups in Dallas and later expanded to national coverage. The Blue Shield brand was developed at the start of last century with lumber and mining employers in the Pacific Northwest paying a monthly fee to a designated group of physicians.Blue Shield and the Blue Cross Association merged in 1982 to become the Blue Cross and Blue Shield Association.
BCBSTN was formed more than 60 years in 1945 as has grown through the years to become Tennessee’s largest and oldest not-for-profit health insurance company. Today, through continued growth and expansion, the company has acquired almost 3-million subscribers, which means it provides cost-effective coverage and peace-of-mind for nearly half the state’s residents.
Because of its affiliation with the Blue Cross Blue Shield association, Tennessee subscribers have full access to the same benefits no matter where they travel in the United States. Blue Cross Blue Shield of Tennessee has an excellent variety of benefits and finance plans tailored to the specific needs of its members. By working tirelessly to meet and exceed their level of commitment, they constantly improve the health of the local areas they service.
They allow me 6 doctors visits a year and charge me $3,240 plus in co-pays and deductibles. It would be cheaper for me to pay cash!