Blue Cross Blue Shield of North Dakota (BCBSND) is the state’s largest healthcare insurance provider. BCBSND strives constantly to improve their product quality and services and have received the Blue Cross and Blue Shield Association’s National Brand Excellence Award numerous times. The company continues to be a positive and productive member of their community, giving to charities, individual benefits, and community service organizations.
The Blue Cross brand originated in 1929 at Baylor University with a plan offering teachers three weeks of hospital care for $6 per year. As the company grew, it began offering coverage to other employee groups in Dallas and later expanded to national coverage. The Blue Shield brand was developed at the start of last century with lumber and mining employers in the Pacific Northwest paying a monthly fee to a designated group of physicians.Blue Shield and the Blue Cross Association merged in 1982 to become the Blue Cross and Blue Shield Association.
Blue Cross Blue Shield of North Dakota began almost 70 years ago as two separate pre-paid healthcare plans. One of these companies covered hospital services while the other was for doctors. In 1986, the two companies merged to become Blue Cross Blue Shield of North Dakota and in 1998, the company converted to not-for-profit status.
As the state’s largest health insurance provider, BCBSND insures more than 350,000 residents and at least 75,000 more non-residents. They also offer vision and dental coverage, as well as life insurance, disability, and even long-term coverage. BCBSND employs more than 1000 in nine locations throughout the state. Their mission is to provide the best health insurance value to its members and it has the vision to be “an independent and financially viable mutual insurance company working with its members and the health care community to build the next generation of health care financing”.