Blue Cross Blue Shield of Michigan
At the beginning of the year $500 is put into your health account. Once this is used up you begin the "bridge", which means you have to pay out-of-pocket until you have spent $600. Then it switches to 80/20 co-pay. My problem is that with my allergy meds & shots, I use up the $500 by spring and can't afford my meds for the rest of the year. It's hard enough being single and trying to pay my bills without adding the $600 "bridge" in. It's great for people who never go to the doctor or never have prescriptions.