I was sitting hear reading all the reviews about how bad Allstate is and i think it all depends on who is your individual Allstate agent that you deal with. Our 6 month premium is great. I then purchased coverage for my motorcycle and about a week later a dog ran out in front of me and I laid it down. They took care of everything, gave me the option to total it or not. I decided to total it and get another bike. They paid for my bikes value which was right on, the aftermarket parts it had, and reimbursement for my helmet. I was so surprised I didn't know how to react. No hassle at all and I received my check within 2 weeks start to finish.