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Poor Credit = Higher Cost - Allstate Review

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1.3 Overall Rating by

Poor Credit = Higher Cost

I got a call from a person who said they represented our local Allstate agent. He said that they had new coverages and premium rates which they were rolling out to "Preferred" customers. I gave him the information about my driving record and the new vehicle. He gave me a rate that was $45 cheaper per month than my other coverage. I got a letter today from them telling me that I was not eligible for coverage due to my "Poor" credit rating according to some company called "Choice Point". I called the number provided and was told that I misrepresented my credit rating and that my history showed several collection accounts over the past 5 years. When I explained about the divorce and the fact that everything was paid and no longer an issue.

1.0 Coverage
1.0 Cost
2.0 Service
1.0 Claims

Allstate Ratings

  • 2.5 coverage
  • 2.3 cost
  • 2.0 service
  • 1.8 claims
  • 2.2 overall rating

Based on 143 reviews - 1 is lowest, 5 is highest

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