i had preemie twins with aetna
It took a few phone calls and a lot of online reviewing, but in the end Aetna paid everything after my $2,500 deductible. They even paid for my twins to stay in the NICU with out another deductible because they were covered under me for the first 30 days. Just the cost of their stay was $79,000 each. They also covered my gallbladder surgery which was a week after I gave birth. I didn't have to pay anything for that surgery. The medication coverage is a little disappointing, but with doctors' letters, I got all of my medications covered.