AAA Insurance Background
The American Automobile Association was founded in 1902, when cars were just starting to become a part of American life. There were originally only 1,000 charter members, and this quickly grew to encompass different local and regional clubs under the AAA umbrella.
In 1905, AA began printing the first road maps, and in 1917, it began printing hotel guides. The School Safety Patrol Program was launched in 1920, and it was followed by many other driver safety programs. Over the years, the organization continued to grow and expand across the country. One of its most popular programs is a ratings service for hotels and restaurants nationwide.
AAA Insurance was previously known as The American Automobile Association, a non-profit automobile lobby group and a service organization. The company name was changed to AAA in 1997.
Today, AAA offers many different kinds of services and products, including term life or life, health, homeowners as well as automobile insurance and related travel services such as reservations, car rentals, cruise and airline tickets, towing, maps and directions for trips and more.
AAA also helps you plan your trips, from ground transportation to air or sea tickets to family vacations and business travel. AAA can handle all of the details of your itinerary at the lowest price. With more than 100 years of experience, the company has offices throughout the United States. AAA Insurance also has the AAA Club website, where you enter a zip code and follow the on-screen instructions for further assistance.
AAA provides travel information and services, financial services, car purchasing information, and insurance. In addition, AAA also provides services related to car repairs, financial services such as credit and different kinds of insurance products, including annuity and health insurance.
AAA Insurance takes care of your property and casualty needs, and helps you find the policy that best suits your personal needs. AAA provides you with many options to choose from — from small to high limits, some with limits on deductibles and discounts for safety records.
AAA has caused me nothing, but problems. A woman talking on her cell phone ran through a stop sign and broadsided me. I was in a new car and AAA tried to tell me I wasn't covered because I was in a different car than the one I owned when I took out the policy. Being that I have been paying premiums to cover me in ANY vehicle I amdriving, after a month they were finally forced to pay me and go after the other driver's insurance company.
Poor Customer Service
I was involved in an accident with one of AAA's insured. He pulled out in front of me while I was coming down a hill. Instead of yielding to oncoming traffic, he waited until the last minute and turned causing me to hit his vehicle. So I called AAA to file a claim and they are refusing to take full liability for the damages. Their insured received a citation for careless driving and they still won't accept fully responsibility. They are telling me that I could have avoided the accident just so they won't have to pay me for my damages.
I went ahead and got insurance with AAA insurance and I really should have known better. A friend of mine told me she had a hard time with the company, but figuring it was a single incident I went against my better judgment and went along with AAA Insurance. At first everything was a smooth as gravy, I got a good deal on my rates, at least I thought so. I was insuring 2 cars for roughly 1700 dollars. Next thing you know I am getting a bill in the mail that tells me that I was quoted all wrong and that I actually had to be 2700.00!!! I almost fell on the floor! That was 1000.00 bucks more than I had to originally pay without an explanation for the difference! Well, you better believe I dropped the insurance company real fast and went with another carrier who also thought the rates given to me by AAA were ridiculous!