Groundhogs and Horses and Deer, Oh My!

SAN FRANCISCO, CA — February 3, 2005 — No matter what the groundhogs said yesterday, Esurance, a direct-to-consumer auto insurance company, reminds drivers to steer clear of wildlife and stay prepared for a long winter.

In many areas, severe winter weather may result in animals on the move. In bad weather, deer and other wildlife are more likely to enter densely populated suburban and urban areas to forage for food.

Deer are already the most common animal involved in vehicle collisions nationwide, and the recent spate of wintry weather may increase the number of deer-vehicle accidents in 2005. Esurance reminds drivers to follow these common-sense precautions: be especially alert for animals, slow down the instant you see an animal, and keep your speed reduced for some time after making a sighting.

However, it’s not always easy to steer clear of animal-related mishaps. In November 2004, Esurance had an unusual claim involving a horse and carriage. A customer was parked legally in downtown Chicago, when a horse-drawn carriage veered during a turn and struck the insured vehicle’s rear bumper. Fortunately, neither horse nor humans were injured.

And, even if your local weather-predicting groundhog tells you to get ready for spring sooner, Esurance advocates that drivers stay ready for winter until well after spring has officially sprung. In many parts of the country, heavy snow and blizzard conditions can last into April. For more information on what drivers should include in winter driving kits or on keeping vehicles properly maintained for winter conditions, Esurance offers detailed winter-driving tips at:

About Esurance Inc.

Esurance Inc., a subsidiary of White Mountains Insurance Group, Ltd. (NYSE: WTM), provides personal auto insurance direct to consumers online. Esurance is dedicated to constantly improving the way people shop for, buy, and manage their auto insurance. By combining the best of technology with industry know-how, Esurance is able to offer hassle-free auto insurance coverage with 24/7 customer service and claims handling at competitive prices.

Through Esurance’s Web site,, customers can get instant quotes, view comparison quotes, buy an Esurance policy, and print their proof of insurance card— all in minutes. Esurance also offers policyholders the ability to make policy changes and file claims instantly online, demonstrating its commitment to improving the entire insurance process from quote to claim.