Esurance Becomes First Insurance Company to Accept PayPal

SAN FRANCISCO, CA — November 3, 2005 — Esurance, the direct-to-consumer auto insurance company, announced a recent enhancement to its award-winning Web site, With the addition of PayPal as a payment option, Esurance becomes the first insurance company to accept PayPal. PayPal is one of the leading forms of online payment, with more than 78 million accounts worldwide.

PayPal’s popularity among Esurance’s Internet-savvy customer base is already apparent. John Swigart, Esurance’s Managing Director and CMO, stated, “At Esurance, we’re always trying to make auto insurance easier for our customers. Adding a convenient, secure payment method like PayPal was a natural fit. We’re thrilled with our results so far.”

“We’re thrilled that Esurance is using PayPal to deliver a fast, easy, and secure method of payment for their customers,” said Stephanie Tilenius, Vice President of Merchant Services for PayPal. “Overwhelmingly, our users tell us that they prefer to use PayPal online, and now we can offer them the opportunity to buy their auto insurance using PayPal, as well.”

Swigart added, “As more consumers buy their auto insurance online, Esurance is committed to offering a full suite of state-of-the art online payment options. Going forward, PayPal will be a great service for us as we meet the needs of our rapidly growing policyholder base.”

PayPal enables any individual or business with an email address to securely, easily, and quickly send and receive payments online. PayPal has nearly 79 million accounts and is available to users in 56 markets around the world.

About Esurance Inc.

Esurance Inc., a subsidiary of White Mountains Insurance Group, Ltd. (NYSE: WTM), provides personal auto insurance direct to consumers online. Esurance is dedicated to constantly improving the way people shop for, buy, and manage their auto insurance. By combining the best of technology with industry know-how, Esurance is able to offer hassle-free auto insurance coverage with 24/7 customer service and claims handling at competitive prices.

Through Esurance’s Web site,, customers can get instant quotes, view comparison quotes, buy an Esurance policy, and print their proof of insurance card— all in minutes. Esurance also offers policyholders the ability to make policy changes and file claims instantly online, demonstrating its commitment to improving the entire insurance process from quote to claim.