Consumers Paying an Average of $348 Less This Year for HSA-eligible Health Insurance Plans Compared to 2004

HSA-eligible plan costs dropped in sharp contrast with rising overall health insurance premiums

Mountain View, Calif., July 27, 2005 — Premiums for health insurance plans sold to individuals and families as part of a Health Savings Account (HSA) program dropped an average of $29 per month, according to a semi-annual report released today by eHealthInsurance, the nation’s leading source of health insurance for individuals and families. Data on pricing, demographics of purchasers and benefit levels are included in this research on HSA adoption in the first 18 months of their existence.

In 2005, HSA-eligible health insurance plans continue to provide many of the benefits expected in comprehensive health insurance plans. For example, nearly 80% of the plans purchased had prescription drug coverage and more than 80% of the HSA-eligible plans purchased had comprehensive OB/GYN coverage at no cost to the plan holder. Also, all of the plans include emergency room, hospitalization and lab/X-ray services.

“Clearly health insurance companies across the nation are responding to the demand for affordable, quality HSA-eligible health insurance plans,” said Gary Lauer, CEO of eHealthInsurance. “After four consecutive years of double-digit increases in health insurance premiums overall[1], the more affordable HSA programs will continue to be an increasingly popular option for consumers.”

eHealthInsurance today released its six-month update to its in-depth annual report, “Health Savings Accounts: The First Year in Review,” released on February 15, 2005. This update, “Health Savings Accounts: The First Six Months of 2005,” consists of consumer demographics, data on pricing, and plan benefits of HSA-eligible health insurance plans purchased on by individuals and families across the U.S. in the first half of 2005, with comparisons to 2004.

To view the full report visit

About eHealthInsurance
Since its founding in 1997, eHealthInsurance, Inc. ( has become the nation’s leading source of health insurance for individuals, families and small businesses. The company sells health insurance in states that represent 100 percent of the U.S. population. eHealthInsurance offers more than 6,500 health plans underwritten by more than 140 of the nation’s leading health insurance companies. The company is headquartered in Mountain View, California. and eHealth are registered trademarks of eHealth, Inc.


Emily Fox

650/ 210-3140

[email protected]

[1] Based on data from the Kaiser Family Foundation (KFF) and Health Research and Educational Trust (HRET) “Employer Health Benefits” 2004 Annual Survey