If you’re a good safe driver, you should rest easy not only in the fact that you are less risk to yourself, your passengers, and other drivers, but you may also qualify for significant discounts on your car insurance.
Almost all insurance companies offer safe driver incentives for those customers who demonstrate who keep a clean driving record. By avoiding speeding and reckless driving, DUI/DWI convictions, and of course accidents, you could qualify for excellent discounts.
How much you save and when will depend from one car insurance company to another. Some will give safe driver discounts after three years and keep applying more of a discount until it maxes out after five consecutive years of safe driving.
Other companies will offer a discount for each safe driving year. In either event, total discounts will usually top out at 20%.