Oct. 12–Amy Savakinas was stopped at a Kingston intersection when a car driven by a drunken driver slammed into her driver’s side door in October 2008, causing her serious injuries. The driver, John T. Premo, 24, carried the minimum insurance coverage of $15,000, so Savakinas filed an underinsured motorist claim with her own insurance carrier, Nationwide Mutual Insurance, to compensate her for her injuries. But the company balked at the request, offering just $3,000…..
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