Six-Month National Median Car Insurance Rate Now $702

The national median car insurance rate for a six-month policy is currently $702 according to InsWeb, a leading online insurance comparison provider. This rate has decreased approximately 0.5 percent over the last six months.

InsWeb also released national median rate data for specific demographic groups including men, women, and age groups ranging from teenagers to seniors. The company currently reports that women pay a median car insurance rate that is about 5 percent lower than men, or $683 compared to $720 for a six-month policy. Additionally, drivers age 19 and younger pay the highest median rate — nearly $1,300. That is more than double that of the group with the lowest reported median rate, those ages 60 to74, who pay a median rate of $596.

“While much of what determines a driver’s auto insurance rate is beyond his or her control, many are still paying more than they have to,” said Brad Cooper, Senior Vice President at InsWeb. “By being proactive and following a few simple tips, most of those drivers can reduce their car insurance costs by at least 5 or 10 percent.”

Consumers who pay more than the national median rate should review the following car insurance savings tips from the experts at InsWeb:

1) Take Advantage of Discounts: Many consumers are eligible for good driver, loyalty, good student, safe vehicle and other types of discounts but don’t take advantage of them. A simple call to your insurer can yield quick savings. 2) Increase Your Deductible: Simply put, a higher deductible equals a lower rate. You’ll face higher out of pocket costs should you get into an accident, but the savings may well be worth it. 3) Insure Your Car and Your Home with the Same Carrier: By choosing a multi-line insurance policy, you can save significantly on both your auto and home policies. 4) Pay Your Policy in a Lump Sum: Many insurers charge a convenience fee to break up insurance premiums into monthly payments. If you can afford it, pay your premium in one lump sum and save $50 a year or more. 5) Shop Around and Compare Rates Regularly: Because your circumstances change all the time, so will the way insurers view your risk profile. Additionally, different insurers often specialize in different types of drivers, so it pays to shop around and compare rates at least once a year.

To learn more ways to save and to compare insurance quotes from leading national providers, consumers should visit

National Car Insurance Rates by Demographic Group

Median Demographic Group Six-Month Rate ————— All Groups $ 702.00 ————— Men Only $ 720.00 ————— Women Only $ 682.50 ————— Age Group: 19 and younger $ 1299.50 ————— Age Group: 20 to 24 $ 967.00 ————— Age Group: 25 to 29 $ 743.88 ————— Age Group: 30 to 39 $ 704.00 ————— Age Group: 40 to 49 $ 684.13 ————— Age Group: 50 to 59 $ 614.63 ————— Age Group: 60 to 74 $ 595.75 ————— Age Group: 75 and older $ 633.50 ————— Rates provided by, an InsWeb property.

About InsWeb

InsWeb Corporation (NASDAQ: INSW) owns and operates a network of leading insurance marketplace and education websites. Founded in 1995 and headquartered in Sacramento, California, InsWeb’s primary properties include,,, and In 2009, more than 10 million consumers turned to InsWeb for answers to their insurance questions.

About’s(TM) Median Rate Data

To determine median national auto insurance rates, uses comprehensive profiles of customers as well as a proprietary system that tracks the rating algorithms of multiple insurance carriers in each state. Median rates are determined using actual customer profiles that can include multiple drivers, multiple vehicles and other variables.’s auto insurance rate data is also accessible via the Auto Insurance Rate Trend Tool. To view, please visit: and click on “View Widget.” Please note that the Trend Tool is updated daily and uses fewer carrier algorithms than the data above. As such, rates displayed in the tool may vary from those shown in this press release.

To request more information about rates and rate trends in your region, please visit:

Media Contact: Jonathon D. Tudor InsWeb Corporation (916) 853-3386 Email Contact

SOURCE: InsWeb Corporation