Better Drivers Pay Less for Car Insurance with One-of-a-Kind Discount from Progressive

Business travelers who park their cars at the airport several days a week. Families with an extra car they only drive occasionally. Drivers who avoid slamming on the brakes. They’re all less likely to be in an accident, so Progressive is offering these drivers a new way to save on car insurance.

With Progressive’s MyRate?’?® discount, customers could save on their car insurance based on how, how much, and when they drive. Under the newest version of MyRate, now available in Minnesota, customers could start saving on their car insurance after 30 days. In addition, Progressive now collects driving data for only six months to calculate a customer’s individual rate.

How it Works

After drivers sign up for MyRate, they plug a small device into their car that measures how they drive.

After 30 days, customers will find out if they’re eligible for a discount — up to 30 percent — based on their driving habits.

At the end of the six-month policy term, Progressive calculates the renewal discount and the customer returns the device to Progressive.

Progressive may periodically check in with MyRate customers to get a new snapshot of their driving.

Other Facts

MyRate is available to Minnesota drivers who buy policies directly from Progressive, or through its almost 1,400 independent agents in the state.

Drivers can log into their policy on during the six-month period the device is plugged in to see how their driving habits are affecting their rate, and, if they choose, make behavioral changes that could lead to greater savings.

MyRate is voluntary, and drivers can opt out at anytime.

The MyRate device tracks how, how much and when customers drive their vehicle. It doesn’t have GPS, so it doesn’t track a vehicle’s location.

Progressive’s initial foray into usage-based insurance started in the 1990s with a pilot called Autograph.


Richard Hutchinson, Progressive’s general manager of usage-based insurance

“Minnesota is the first state where we’re introducing the latest version of MyRate. Now, drivers could save money after giving us a snapshot of just 30 days of driving.”

“MyRate is best for people who drive fewer miles than average, at low-risk times of day, and keep alert for others on the road. They keep a safe distance from other cars so they don’t have to slam on the brakes.”

For more information, go to

About Progressive

The Progressive Group of Insurance Companies, in business since 1937, is one of the country’s largest auto insurance groups, the largest seller of motorcycle policies, and a market leader in commercial auto insurance based on premiums written.

Progressive is committed to becoming consumers’ #1 choice for auto insurance by providing competitive rates and innovative products and services that meet drivers’ needs throughout their lifetimes, including superior online and in-person customer service, and best-in-class, 24-hour claims service, such as its concierge level of claims service available at service centers located in major metropolitan areas throughout the United States.

Progressive companies offer consumers choices in how to shop for, buy, and manage their auto insurance policies. Progressive offers its products, including personal and commercial auto, motorcycle, boat, and recreational vehicle insurance, through more than 30,000 independent insurance agencies throughout the U.S. and online and by phone directly from the Company. Personal auto products and prices are different when purchased directly from Progressive or through independent agencies. To find an agent or to get a quote, go to Progressive also has a branch that sells car insurance policies online in Australia at