Virginia

Knowing where to start is the key to getting the best deal on any type of insurance. No matter what type of insurance you are looking for, you need to be as well-educated about insurance as possible. Knowing how to ask the right questions will go a long way toward getting you the best coverage at the best prices.

In Virginia, there is a required minimum amount of coverage in order to be a legal driver. Since most states are that way, insurance companies always know which are the required options for any insurance policy they issue. The best way to get great prices on any type of insurance is to shop around for the best prices. Knowing how Virginia insurance works is the key to finding a company and policy that is right for you, at a price you can afford.

Virginia Insurance Resources
If you need more information, you can find it at:

  • Virginia Department of Motor Vehicles
    The Virginia DMV is the agency tasked with tracking driving records and violations. When you apply for car insurance, the insurance company pulls your driver’s history from the Department to see if you are telling the truth. Get more information at http://www.dmv.state.va.us/webdoc/citizen/vehicles/insurance.asp
  • Virginia Bureau of Insurance
    The VBI is the governmental agency responsible for monitoring and regulating the insurance industry within Virginia. They also serve as a consumer information clearinghouse, and can answer any insurance-related questions that you have. They can be reached by phone, or by logging on to their website at http://www.scc.virginia.gov/division/boi/webpages/inspagedocs/healthinsguide.pdf
  • Insurance Information Institute
    The Insurance Information Institute is a consumer-driven information center, designed to promote a better understanding of the insurance industry. If there are any specific questions about a company or a type of policy, you can contact them at http://www.iii.org

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