Esurance Launches New Car Insurance Program in California

SAN FRANCISCO, CA – May 7, 2002 – Esurance Inc., a direct-to-consumer personal auto insurance company, recently announced the introduction of its new multi-tiered auto insurance program in California.

Esurance customers will now benefit from the highly targeted pricing structure because they will pay a rate that more closely matches their individual profile. Many drivers may find that they save even more on their car insurance from Esurance under the new auto insurance program.

With this new program, auto insurance policies are provided by Esurance Property and Casualty Insurance Company, a fellow member of the White Mountains Insurance Group, Ltd. Esurance Property and Casualty Insurance Company is rated A (Excellent) by A.M. Best.

Esurance expects profitable growth from the new auto insurance program underwritten by Esurance Property and Casualty. “We’re very excited about our new auto program that allows us to insure even more people in California,” said Gary Tolman, President and CEO of Esurance. As a part of the new auto insurance program, 90 percent of the customers who come to the Esurance Web site to buy car insurance are eligible for coverage.

About Esurance Inc.

Esurance Inc., a subsidiary of White Mountains Insurance Group, Ltd. (NYSE: WTM), provides personal auto insurance direct to consumers online. Esurance is dedicated to constantly improving the way people shop for, buy, and manage their auto insurance. By combining the best of technology with industry know-how, Esurance is able to offer hassle-free auto insurance coverage with 24/7 customer service and claims handling at competitive prices.

Through Esurance’s Web site, www.esurance.com, customers can get instant auto insurance quotes, view comparison quotes, buy an Esurance policy, and print their proof of insurance card— all in minutes. Esurance also offers policyholders the ability to make policy changes and file claims instantly online, demonstrating Esurance’s commitment to improving the entire auto insurance process from quote to claim.