Esurance and HP Credit Union Announce Partnership

SAN FRANCISCO and PALO ALTO, CA – February 28, 2002 – Esurance Inc., a direct-to-consumer personal auto insurance company, and HP Employees Federal Credit Union (HPCU) recently announced a partnership to provide its members with online access to personal automobile insurance through Esurance.

The partnership will include joint marketing of Esurance’s automobile insurance service through both offline and online venues and enables HPCU to provide its members with quick and easy access to auto insurance quotes and coverage. HPCU members can access the service through their investment subsidiary, Addison Avenue Financial Partners.

“With a large number of HPCU’s transactions occurring online, a partnership with Esurance is an appropriate move,” said Tom Capp, Director of Channel Development for Esurance. “HPCU’s members will be able to access their auto insurance policies online 24 hours a day, with the ability to make changes to driver or vehicle information and even print out a proof of insurance all through www.hpcu.com.”

“This partnership with Esurance is a perfect fit for HP Credit Union,” said Steve Lumm, President/CEO of HP Credit Union. “Both companies are geared toward a technology-oriented public, therefore we are confident that Esurance will seamlessly integrate into our systems and provide the high level of service we strive to deliver to our members.”

About Esurance Inc.

Esurance Inc., a subsidiary of White Mountains Insurance Group, Ltd. (NYSE: WTM), provides personal auto insurance direct to consumers online. Esurance is dedicated to constantly improving the way people shop for, buy, and manage their auto insurance. By combining the best of technology with industry know-how, Esurance is able to offer hassle-free auto insurance coverage with 24/7 customer service and claims handling at competitive prices.

Through Esurance’s Web site, www.esurance.com, customers can get instant auto insurance quotes, view comparison quotes, buy an Esurance policy, and print their proof of insurance card— all in minutes. Esurance also offers policyholders the ability to make policy changes and file claims instantly online, demonstrating Esurance’s commitment to improving the entire auto insurance process from quote to claim.