Home Business Use
If you own and operate a business out of your home, your standard home insurance policy may not cover all of its assets or associated risks.
Homeowner policies are not designed to cover home-based businesses and will need extra liability coverage. Most business home insurance policies provide only very limited protection over business equipment and is generally insufficient to cover it.
Business such as daycare and tax prep services will need to have professional liability coverage in case a client is injured while on their property.
Home insurance for business can often be confusing because many homeowners don’t always fully understand how insurers determine what to charge for premiums.
Once you understand how these premiums are calculated, you can proactively work with your insurer to lower you premium. What an insurance company does when they determine your rates is assess their risk in insuring your property.
Using InsuranceUSA.com can help you find the right home insurance. So, don’t delay any longer, simply enter your zip code and get started today!