Washington Car Insurance (WA)

The state motto of Washington is:: "Alki," an Indian word for "by and by."

Washington car insurance is something you have to be careful with. Like most states in the country, the courts in Washington follow the Tort System, which means that someone is always found to be at fault for causing an accident. That person and/or their insurance company become responsible for paying for all damages done; there may be detail variations regarding the tort system. To better understand Washington car insurance, check with your state insurance regulator for regulations. For the best rates, you can always visit www.InsuranceUSA.com.



When it comes to Washington car insurance, the state law for Washington requires a minimum coverage of $25,000 for Bodily Injury Liability per injured person. It also requires up to a maximum of $50,000 per accident. The minimum state requirement for Property Damage Liability coverage is $10,000. This type of coverage is generally referred to as 25/50/10 coverage.

What happens if you don't get car insurance in Washington? Law enforcement officers will ask you for proof of insurance at the time of traffic stops or accidents. Insurance companies notify the department of motor vehicles of all policy cancellations, non-renewals, and new policies. If this is the case with you, the law enforcement officer will know it and it could cause you huge fines or worse. Failure to maintain proper insurance could lead to the suspension of your vehicle registration and/or driver license. This can be expensive to the vehicle owner. Be sure that you follow the Washington car insurance laws!

Although Washington car insurance does not require a minimum Personal Injury Protection (PIP), there are advantages to having this type of coverage. For example, if you ever have an accident, PIP will pay for your and your passengers' medical expenses.

Another type of optional coverage you can consider getting is Uninsured/ Underinsured Motorist Coverage. This coverage will help pay for any injury resulting from an accident caused by an uninsured driver. You can choose to purchase this added protection, although state law for Washington car insurance does not require it.

Washington car insurance is really not that complicated. While many residents in The Evergreen State will get their insurance in the traditional way, make sure you compare Washington car insurance rates from multiple car insurance companies to get the best rate. You can call each car insurance company directly or you can shop for auto insurance online. Shopping for auto insurance online can be faster and more convenient.- you should consider saving money and going to www.InsuranceUSA.com.

Major Washington Cities

573,911	Seattle	196,818	Spokane	195,898	Tacoma
157,493	Vancouver	117,137	Bellevue	96,604	Everett
83,088	Federal Way	81,800	Kent	81,380	Spokane Valley
81,214	Yakima	74,547	Bellingham	60,997	Kennewick
57,671	Lakewood	55,817	Renton	52,024	Shoreline
47,579	Redmond	47,086	Auburn	46,494	Pasco
45,814	Kirkland	44,317	Richland	44,114	Olympia
39,937	Edmonds	39,000	Seattle Hill-Silver Firs	37,828	Bremerton
36,500	Cascade-Fairwood	36,137	Longview	35,861	Puyallup
35,000	South Hill	34,364	Sammamish	33,504	Lynnwood
33,368	Lacey	30,989	Walla Walla	30,916	Bothell
30,737	Burien	30,500	East Hill-Meridian	30,425	University Place
29,889	Marysville	29,374	Wenatchee	29,271	Mount Vernon
28,767	Des Moines	27,000	Paine Field-Lake Stickney	27,000	North Creek
25,500	Parkland	25,500	Cottage Lake	25,262	Pullman
25,081	Sea-Tac	25,000	Picnic Point-North Lynnwood	24,500	Spanaway
23,500	Inglewood-Finn Hill	22,862	Mercer Island	22,327	Oak Harbor
22,300	North Marysville	21,951	Bainbridge Island	21,200	White Center
20,251	Mountlake Terrace