Virginia Car Insurance (VA)

The state motto of Virginia is:: "Thus always to tyrants."

Virginia car insurance is something you have to be careful with. Virginia subscribes to a Tort system by law. This system finds someone at fault in any car accident and whoever is at fault should be accountable for the damages. Thus, insurance companies are crucial in supporting the payment for these damages- there may be detail variations regarding the tort system. To better understand Virginia car insurance, check with your state insurance regulator for regulations. For the best rates, you can always visit www.InsuranceUSA.com.



When it comes to Virginia car insurance, the state law for Virginia requires a minimum coverage of $25,000 for Bodily Injury Liability per injured person. It also requires up to a maximum of $50,000 per accident. The minimum state requirement for Property Damage Liability coverage is $20,000. This type of coverage is generally referred to as 25/50/20 coverage.

What happens if you don't get car insurance in Virginia? Law enforcement officers will ask you for proof of insurance at the time of traffic stops or accidents. Insurance companies notify the department of motor vehicles of all policy cancellations, non-renewals, and new policies. If this is the case with you, the law enforcement officer will know it and it could cause you huge fines or worse. Failure to maintain proper insurance could lead to the suspension of your vehicle registration and/or driver license. This can be expensive to the vehicle owner. Be sure that you follow the Virginia car insurance laws!

Although Virginia car insurance does not require a minimum Personal Injury Protection (PIP), there are advantages to having this type of coverage. For example, if you ever have an accident, PIP will pay for your and your passengers' medical expenses.

Another type of optional coverage you can consider getting is Uninsured/ Underinsured Motorist Coverage. This coverage will help pay for any injury resulting from an accident caused by an uninsured driver. You can choose to purchase this added protection, although state law for Virginia car insurance does not require it.

Virginia car insurance is really not that complicated. While many residents in The Old Dominion will get their insurance in the traditional way, make sure you compare Virginia car insurance rates from multiple car insurance companies to get the best rate. You can call each car insurance company directly or you can shop for auto insurance online. Shopping for auto insurance online can be faster and more convenient.- you should consider saving money and going to www.InsuranceUSA.com.

Major Virginia Cities

438,415	Virginia Beach	231,954	Norfolk	218,968	Chesapeake
195,965	Arlington	193,777	Richmond	179,899	Newport News
145,579	Hampton	135,337	Alexandria	100,169	Portsmouth
92,631	Roanoke	78,994	Suffolk	66,973	Lynchburg
60,000	Centreville	60,000	Reston	60,000	Dale City
57,700	Burke	57,000	Annandale	46,143	Danville
46,000	Chantilly	43,600	Tuckahoe	40,438	Harrisonburg
40,437	Charlottesville	39,200	McLean	39,130	Blacksburg
37,569	Manassas	37,000	Franconia	36,269	Leesburg
34,500	Woodbridge	34,000	Mechanicsville	33,000	Springfield
33,000	Lake Ridge	32,604	Petersburg	31,000	Oakton
29,000	Mount Vernon	28,500	West Springfield	28,000	Jefferson
25,300	Cave Spring	25,119	Winchester	25,000	Bailey's Crossroads
24,654	Salem	23,337	Staunton	22,690	Hopewell
21,965	Herndon	21,963	Fairfax	21,900	Groveton
21,269	Waynesboro	20,732	Fredericksburg